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NDA Health Insurance - Updated Oct. 17, 2018

Pat Bourne and Michaela Valentin are the team leaders for Aon Risk Solutions and have informed us that the NDA Health Insurance is a go!  Interviews with insurance carriers are scheduled for November 16, 2018.

If Your Office Hasn't Done So, Fill Out the Health Insurance Survey  If you need the Survey in Numbers Format, please let me know.

The image below is an example of responses of a three person office to the Insurance Survey.  Fill in information for all employees and their dependants, including dentist owners and associates.  Responding to this survey does not obligate you or your employees to purchase insurance from the Alliance.
Example NDA Health Insurance Survey_Trinity

Please include spouse/dependent information for everyone in the office except those Waiving coverage. Part-time employees working a minimum 17.5 hours per week may also be included.

Save the file, and email the completed spreadsheet to david@nedental.org

Next Steps

Aon will schedule interviews with the three insurance companies that have expressed interest: United Health Care, Blue Cross Blue Shield and Medica.  After interviews, select a carrier and design plan options to best meet our Members needs.

Will This Be Ready by January 1, 2019

No.  However, the current schedule is as follows:

Carrier Interviews and Selection - Nov/Dec 2018

Statewide education campaign Jan - March, 
2019

Enrollment period - March 2019

Effective date - April 2019

What Do I Do For the Beginning of 2019?

Continue with the coveage that you currently have.  Once the NDA Plan is effective, you will be able to move to the new plan.  What about my deductibles?  We will be negotiating with the carriers to allow you to carry over your deductibles to your new plan.

Participation and Eligibility

Once a Base Rate is established for the group and the individual dental office wishing to participate has been rated, that office must satisfy the Participation and Eligibility rules set by the insurance company.
The video produced by the Michigan Dental Association for their own plan, explains how this works.

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